Accept Card Payments
Anywhere in the World.
No Gateway Needed.
Create a payment link in 30 seconds. Send it on WhatsApp. Get paid instantly. Available in 195 countries across 135+ currencies — UAE-headquartered, globally ready.
3.9% + AED 1.50
Transaction fee
5 business days
Settlement
~10 minutes
Setup time
195 countries
Countries
135+ currencies
Currencies
New Payment Link
AED 2,500.00
Payment Link
bpay.link/abc123xyz
Ahmed Al Rashidi
Paid
+AED 1,850
John Smith
Paid
+AED 3,200
Sarah K.
Pending
AED 950
Global Reach
Accept payments from customers in 195 countries
From Dubai to London, New York to Singapore — your customers pay in their local currency, you receive in yours.
195
Countries supported
135+
Currencies accepted
Local
Settlement in your local currency
Built For You
The easiest way to accept card payments
anywhere in the world
No technical setup. No bank negotiations. No payment gateway headaches. Just send a link and get paid — from anywhere in the world.
Car Rental Companies
Collect security deposits, rental fees, and damage charges instantly via WhatsApp payment links.
Fleet Operators
Manage payments across your entire fleet. Track who's paid, who hasn't, and follow up in seconds.
Blacklist Global Partners
Already use Blacklist Global? B-Pay is your natural next step — same ecosystem, same dashboard.
Global Businesses
Based anywhere from the UAE to the UK, US, or Singapore — B-Pay works in 195 countries across 135+ currencies.
Everything Included
One platform. Everything you need.
Every B-Pay account includes all features from day one. No upsells, no tiers, no add-ons.
Payment Links
Create a shareable payment link in seconds. Send via WhatsApp, SMS, or email. Customer pays instantly — no app, no login.
Quick Invoices
Generate professional PDF invoices with line items, VAT breakdown, and an embedded payment button. Customers pay from the invoice itself.
Customer Database
Every payment automatically creates a customer profile with full transaction history and lifetime value tracking.
Reports & Analytics
Daily, weekly, and monthly revenue breakdowns, net earnings after fees, top customers, and exportable settlement reports.
Risk Intelligence Screen
Before accepting payment, screen any customer against Blacklist Global's B2B risk intelligence network. Identify high-risk profiles before they pay.
Fraud Protection
Every transaction is scored 0–99 for fraud risk by Stripe Radar. High-risk payments are automatically blocked.
Simple Process
From link to payment in 30 seconds
Create a Payment Link
Enter an amount, add a description, set an expiry. Done. Your shareable link is ready in under 30 seconds.
Send via WhatsApp or Email
Copy the link and send it however you want — WhatsApp, SMS, email, or directly from the B-Pay dashboard.
Get Paid Instantly
Customer clicks the link, enters their card details on a secure checkout, and pays. You see it in real-time.
Ready in 10 minutes. Live today.
Complete 5-step onboarding, get approved, and start accepting payments in 135+ currencies — all within 24–48 hours.
Start Free Onboarding →Transparent Pricing
One simple fee. No surprises.
No monthly subscription. No setup fee. No hidden charges. You only pay when you get paid.
Per Transaction
3.9% + AED 1.50
All-inclusive. This one fee covers everything:
- Card processing (Visa, Mastercard, Amex)
- Unlimited payment link creation
- Unlimited invoice generation
- Customer database & CRM
- Fraud detection (Stripe Radar)
- Dispute handling tools
- Risk intelligence screening access
- Transaction reporting & analytics
- Settlement processing
Card Surcharges
Surcharges are passed to the customer — you don't absorb them.
VAT
5% UAE VAT is collected on the service charge and card surcharges — not on the base transaction amount. Merchants with a TRN can register it on their account.
Payout Options
- Weekly automatic payouts
- Same-day on-demand payout
- Manual admin-triggered payout
Standard settlement: 5 business days via IBAN transfer
Quick Setup
5 steps. ~10 minutes. Live in 24–48 hours.
Business Details
Company name, trade license, business type, VAT TRN
Identity Verification
Passport or Emirates ID + biometric liveness check via Didit
Bank Details
IBAN, bank name, SWIFT code for settlements
Beneficial Owners
Verify any owner with 25%+ stake (LLCs only)
Sign & Go Live
Review and digitally sign the B-Pay merchant agreement
No commitment. No monthly fee. Cancel anytime.
Why B-Pay
The smarter alternative for businesses worldwide
| Feature | B-Pay | Stripe Direct | Bank Transfer | POS Terminal |
|---|---|---|---|---|
| No technical setup | — | — | ||
| Multi-currency (135+ currencies) | — | — | — | |
| UAE-native (AED, VAT, TRN) | — | — | ||
| Payment links via WhatsApp | — | — | ||
| Built-in identity risk screening | — | — | — | |
| Instant payment confirmation | — | |||
| No hardware required | — | |||
| Professional invoices | — | — | — | |
| Fraud scoring (Stripe Radar) | — | — | ||
| No monthly fee | — |
Common Questions
Everything you need to know
Stop chasing payments.
Start getting paid.
Join businesses across 195 countries already using B-Pay to collect payments online — no gateway, no waiting, no hassle.
B-Pay — by Blacklist Global · PCI-DSS Level 1 Certified · 195 Countries · 135+ Currencies